Terms & Conditions

Last updated: November 2026

These terms govern your use of the Pipalbot Saving and credit Cooperative ltd website. By accessing or using this website, you agree to these terms. If you do not agree, please do not use the site.

Use of the website

You may use this website for lawful, personal and informational purposes only. You agree not to misuse the site, attempt to gain unauthorised access, or interfere with its normal operation.

Information is not a binding offer

Details of savings, loans, interest rates, fees and services shown on this website are for general information and may change without notice. They do not constitute a financial offer or guarantee. Current terms are confirmed at our office and in the relevant account or loan documents.

Membership and services

Membership, savings and credit services are provided in accordance with our Byelaws, internal procedures and applicable cooperative laws. Eligibility, approval and conditions are determined by the Cooperative.

Intellectual property

The content, logo and materials on this website belong to the Cooperative and may not be copied or reused without permission, except as allowed by law.

External links

This website may link to third-party sites. We are not responsible for the content or practices of those sites.

Limitation of liability

The website is provided on an "as is" basis. To the extent permitted by law, the Cooperative is not liable for any loss arising from your use of, or reliance on, this website.

Changes to these terms

We may update these terms from time to time. Continued use of the website means you accept the current terms.

Contact

Questions about these terms? Email us at pipalbotsaccos.059@gmail.com.

This template is provided as a starting point. Please have it reviewed by your legal advisor before relying on it.